Two-Wheeler & Bike Insurance Plans
Instant policy issuance starting at ~₹1.5/day. Zero inspection renewal for expired policies.
Why You Need This Protection Today
Mandatory by Motor Law
Avoid hefty traffic fines of up to ₹2,000 to ₹4,000 for riding without active third-party insurance.
Protection Against Theft
Get full Insured Declared Value (IDV) payout if your motorcycle or scooter is stolen.
Zero Inspection Renewals
Even if your bike policy expired months ago, renew instantly without physical surveyor inspection.
Accidental Rider Cover
Personal accident cover of ₹15 Lakhs protecting the owner-rider and optional pillion rider cover.
Recommended Cover by Life Stage
How much coverage should you pick based on dependents and liabilities.
Complete peace of mind against city traffic scratches, minor bumper dents, and third-party liabilities.
High fiber and fairing replacement costs make zero-depreciation coverage essential.
Most affordable way to remain compliant with traffic police and legal regulations.
The 6-Point InsurerVeda Buyer Checklist
Review these non-negotiables before paying any premium.
What is Covered vs. What is NOT Covered
We highlight policy exclusions in plain English so you are never caught unprepared at the hospital.
What is Covered (Inclusions)
- Theft or total loss of bike
- Accidental collision damages
- Fire, explosion, and self-ignition
- Flood, rain, and earthquake damage
- Third-party injury and property damages
What is NOT Covered (Standard Exclusions)
- Normal wear, tear, and tire punctures
- Riding without a helmet or valid driving license
- Riding under the influence of intoxicating substances
Frequently Asked Questions
Yes! On InsurerVeda, you can renew expired two-wheeler policies instantly with zero paperwork and zero physical vehicle inspection.
Ready to find your ideal policy?
Compare 40+ plans side-by-side with transparent room-rent rules and claim ratios.