Independent IRDAI Comparison

International Travel Insurance Plans

Schengen, USA, and worldwide visa-approved coverage starting from ~₹45/day. Emergency medical protection up to $500,000.

100% Guaranteed
Visa Approval
Up to $500,000
Medical Cover
₹45 / Day
Starting Daily Rate
24x7 Multi-Lingual
Emergency Helpline
Key Advantages

Why You Need This Protection Today

01

Extremely High Foreign Hospital Bills

Emergency treatment in the US or Europe can easily cost $20,000 to $50,000 without comprehensive insurance.

02

Mandatory for Visas

Schengen European countries require a minimum of €30,000 emergency medical travel insurance for visa stamping.

03

Lost Passport & Baggage Delay

Instant financial assistance to obtain emergency travel certificates and replace essential clothes and toiletries.

04

Flight Delay & Trip Cancellation

Reimbursement for non-refundable flight bookings and hotel stays if your trip is cancelled due to medical emergencies.

Actuarial Guide

Recommended Cover by Life Stage

How much coverage should you pick based on dependents and liabilities.

Vacationers & Tourists (1 to 30 Days)
Standard Single-Trip Comprehensive Cover

Complete medical, baggage, flight delay, and emergency cash advance protection.

Students Studying Abroad (6 to 24 Months)
Student Overseas Medical & Tuition Fee Protection

Fulfills university health insurance waivers and covers study interruptions due to illness.

Frequent Business Travelers
Annual Multi-Trip (30/45 Days per trip)

Single annual policy covering all international trips throughout the financial year.

Pre-Purchase Audit

The 6-Point InsurerVeda Buyer Checklist

Review these non-negotiables before paying any premium.

Verify the destination country requirements (e.g. €30,000 minimum for Schengen countries).
Choose a Zero Deductible plan so you do not have to pay the first $50-$100 out of pocket.
Ensure pre-existing illness life-saving emergency treatment is included.
Confirm adventure sports coverage if planning skiing, scuba diving, or hiking.
Transparency First

What is Covered vs. What is NOT Covered

We highlight policy exclusions in plain English so you are never caught unprepared at the hospital.

What is Covered (Inclusions)

  • Emergency medical hospitalization and outpatient doctor care
  • Medical evacuation and repatriation of remains
  • Compensation for lost checked-in baggage and delayed baggage (>12 hours)
  • Lost passport and emergency travel document expenses
  • Flight cancellation and missed flight connections
  • Personal liability against third-party accidents abroad

What is NOT Covered (Standard Exclusions)

  • Traveling specifically abroad for planned medical treatment
  • Non-emergency cosmetic or routine dental checkups
  • Traveling against official medical advice from registered doctors
Expert Answers

Frequently Asked Questions

Yes. Schengen visa regulations mandate a travel health insurance policy with minimum coverage of €30,000 covering all 29 member nations.

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