Comprehensive Car Insurance with Zero Depreciation
Instant policy issuance without physical inspection. Cashless accident repair across 8,000+ partner workshops.
Why You Need This Protection Today
100% Value Claim on Parts
Zero Dep rider covers plastic, fiber, glass and metal parts without standard IRDAI depreciation deduction.
Doorstep Pick & Drop
Free accident towing and delivery back to your residence after authorized garage repair.
Engine & Waterlogging Protection
Covers hydrostatic lock and gearbox damages caused by heavy Indian monsoon flooding.
Transfer 50% No Claim Bonus
Switching from another insurer? Carry over your accumulated NCB discount seamlessly.
Recommended Cover by Life Stage
How much coverage should you pick based on dependents and liabilities.
Ensures complete invoice reimbursement if stolen, and zero depreciation on bumper or bodywork claims.
Shields against unexpected engine seizures while safeguarding your accumulated 50% NCB bonus.
Cost-effective premium while complying with mandatory legal liability laws under the Motor Vehicles Act.
The 6-Point InsurerVeda Buyer Checklist
Review these non-negotiables before paying any premium.
What is Covered vs. What is NOT Covered
We highlight policy exclusions in plain English so you are never caught unprepared at the hospital.
What is Covered (Inclusions)
- Accidental damages to own car due to collision, overturning, or falling objects
- Total theft of vehicle or burglary
- Damage from fire, lightning, self-ignition, or explosions
- Natural calamities (floods, cyclones, earthquakes, landslides)
- Mandatory third-party injury, death, and property damage liabilities
- Personal accident cover of ₹15 Lakhs for owner-driver
What is NOT Covered (Standard Exclusions)
- Normal wear and tear, mechanical breakdown, or tyre punctures (unless tyre rider added)
- Driving under the influence of alcohol, drugs, or without a valid driving license
- Consequential damages (driving after radiator leak or water submersion)
- Damage outside geographic limits of India
Frequently Asked Questions
Zero Depreciation (also called Bumper-to-Bumper) ensures that when making a repair claim, the insurer does not deduct depreciation on replaced components such as plastic, fiber, rubber, and glass.
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